Terms & Conditions

Effective Date: November 1, 2025

  1. Acceptance — By using The Javoura Collective website and services you agree to these Terms.

  2. Services — We provide tax preparation, insurance, and related services. Specific engagements are governed by written agreements.

  3. Payment — Fees shall be paid according to the service agreement. Refunds, if any, are governed by the specific service’s refund policy.

  4. Client Responsibilities — You must provide accurate information and required documents. We are not responsible for errors caused by incorrect information you provide.

  5. Confidentiality & Security — We take reasonable security measures to protect your data. Contractors must follow our WISP.

  6. Disclaimer — We do not provide legal advice. Tax guidance is based on information you supply and current law; results may vary.

  7. Limitation of Liability — To the extent permitted by law, our liability is limited to the fees paid for the service.

  8. Governing Law — These Terms are governed by the laws of Tennessee.

  9. Changes — We may update these Terms; continued use signifies acceptance.

  10. SMS Messaging Consent - By providing your phone number and opting in through our website forms, you consent to receive transactional SMS messages from The Javoura Collective, LLC related to services you request. Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP or request help by replying HELP.